Online Shopping: 10 Tips For Safe Online Shopping
Have you ever bought a product or service from the internet?
Me too.
Some of the reasons why most people are shopping online are: they can buy anything at anytime because Internet shopping is available 24 hours, all the time.
You can shop from the convenience of your home. You can avoid traffic and crowding at the malls.
Online shopping is one of the best ways to locate hard-to-find items not available in your local stores.
Whatever you buy can be delivered by mail to your house.
Most online stores and companies provide excellent values and discount prices because they do not have to pay the overhead of owning a physical business that will cost them insurance, employee pay, taxes and more.
VeriSign, Inc. says that online sales recorded during the prime holidays shopping season was about $2.2 billion dollars.
According to a study by Forrester Research Company, by 2010, online sales will reach $331 billion dollars.
More consumers are shopping online today than a year ago. The range of products they buy are many: software, hardware, electronics, digital products, music, toys, e-books, books, programs, DVD, flowers, pets, jewelry, clothes, air tickets, insurance, cars, prescription drugs, comic books, games, gifts and more.
They are flocking to buy from online bookstores, software stores, online computer stores, target stores, pet stores, liquor stores, drug stores, music stores, furniture stores, fabric stores, the Disney store, outlet stores, surplus stores, discount stores, thrift stores, gift stores, candy stores, lingerie stores, sports stores, video stores, sex stores, department stores, game stores, clothing stores and others.
Be a smart and savvy online shopper. Shop wisely and safely.
Here are a few tips to help you do your online shopping safely.
(1) Shop at the websites of companies that you know and are popular offline.
If you're not sure of the company, request their catalog or brochure first.
Be sure they have a physical address and phone, as well as an e-mail address. Call them and speak to a human being first.
Check with the yellow pages and the Better Business Bureaus to be sure the company is legitimate.
Read all the fine print and the refund policy before you place an order.
You may read about product reviews and what other shoppers have to say about a company at:
http://www.epinions.com, http://www.consumersearch.com , http://www.productopia.com, http://www.deja.com
Here are some internet shopping agents' sites:
http://www.comparenet.com , http://vo.infospace.com , http://bottomdollar.com
To read about reviews on shopping stores, regarding ease of use, pricing, selection and service go to:
http://www.gomez.com, http://www.bizrate.com , http://www.ratingwonders.com
To read about web business frauds and get help to avoid being a victim, go to:
http://www.fraud.org , http://www.bbbonline.org , http://www.webassured.com
(2) Keep a record of all your purchases.
Most people are by nature disorganized and unable to keep records. Learn to keep records of all your online purchases. This will help you keep track of your spending and shopping.
Print all receipts or save them on your computer in a folder named "receipts".
This will help you locate orders that you placed but were never delivered.
The more organized you are the less negative online shopping experience you'll have.
(3) Keep all your important personal information safe.
Don't give them to strangers who may call you over the phone or request them by e-mail.
Personal information includes: your address, e-mail address, phone number, social security number, drivers license, age, information about your family.
Don't give them to any stranger and, also, teach your children not to do so.
(4) Keep your passwords private.
When creating a password, avoid using phone numbers, birth dates or social security numbers.
Be creative. Use a password that is not easy for others to guess, and yet not easy for you to forget.
Change your passwords often. Use phrases to help you remember them.
Don't disclose passwords to anyone.
(5) Use a credit (but never debit) card to make your payment.
Be sure to keep all credit card payment receipts. Check your credit card account statements to be able to spot any unauthorized charges.
When you buy certain goods and services from some companies, sometimes they will keep billing you thereafter. So scrutinize your statements. If you see a charge you're not sure of, call the billing merchant and check it out.
Keep your credit cards secure.
Avoid making a payment using your credit card on a public computer.
Report any lost credit cards immediately and have them cancelled. Don't give anyone that you don't know your credit card number.
(6) Read the return policy before placing an order.
Be sure that you read and understand the return policy and warranty.
(7) Read and understand the company's privacy statement (or policy).
A privacy statement tells you how and why a business is collecting your information, and how that information may be used.
You may find the company's privacy statement (or policy) at the very bottom of the home page or inside their "Terms & Conditions" or "Terms of Service" (TOS).
(8) Use a secure browser and server.
Be sure whatever browser you're using complies with the industry's security standards, such as secure sockets layer (SSL).
This security protocol scrambles or encrypts the personal information you send over the Internet to ensure your transaction is secured.
How do you know if the server is secure where you're making a payment?
If a Web site is using secure technology, its Web address begins with https and a tiny locked padlock appears at the bottom right corner of the screen.
(9) Check out a few stores and compare prices before buying.
Look for hidden costs such as shipping and handling.
(10) Use Yahoo Search Engine for all your searches.
Yahoo continues to be, not only the largest online company, but also, the best Search Engine.
Unlike the other popular Search engine, which keeps companies in a sandbox for many months and refuses to give them rankings for many months, Yahoo is pro business and gives immediate rankings to companies and business.
Their search result is also excellent. That may be one reason why 60% of people online (including me) love Yahoo.
Also, they have the most reliable and the best hosting service in the world.
For these reasons, I strongly recommend you use Yahoo to do all your searches.
Happy and safe online shopping.
Warmly,
I-key Benney
Visit Maychic's Amazon.com Store at:
http://www.maychic.com/amazonstore
Also, Download free "TMT Power Secrets" Book-1 at:
http://www.tmtworldwide.org
Fruity Fashion Picks & Tricks for Summer
Sher Matsen
Summer is here so it's time to freshen up that wardrobe and make your fashion statement for the season.
If you've had a look around the stores or boutiques you'll notice some of the pretties clothes and accessories are displaying fruit. Very upbeat and refreshing after the winter blah.
Well placed appliqu�s, amusing details, juicy colors make these articles of clothing girlish and flirty. The perfect look for weekends and casual days. We've got cherry print dresses, pineapple topped shirts, melon and kiwi print pants and host of other deliciously flavorable garments. If your wardrobe doesn't consist of a lot of fruit why not added some fruit jewelry, Lemons, grapes, cherries - what ever your favorite you'll be in style.
Some of our favorite designer fashion fruit picks this month are:
A cotton graphic T from J Crews selling for $28.00
Satin cropped fruited pants from D&G seliing for $365.00 available at Neiman Marcus stores
A Silk cherry print skirt by Beth Bowley selling for $170.00
A cotton cherry print dress by Moschino Jeanna selling for $430 at Sloan
Leather shoes with faux wood heal from Faryl-robin selling for $89.00
Rhinestone and Lucite lemon necklace from Alexis Bittar selling for $212
Straw hat with glass fruit charms from Hat Attack selling for $88 at Big Drop
Canvas cherry wallet with strap from Louis Vuitton selling for $300
Yes my picks are designer picks and a little bit on the pricey side, but you will find similar garments for affordable pricing at your local shops. You'll find affordable blouses, t tops, pants, skirts, and dresses that fit this seasons look. Affordable costume jewelry in the fruity theme can be found online at several different stores including us at Estate Jewelry International. The fruity jewelry dating from the 1950s is a wonderful new addition for this season
This season is a season of nostalgia because the last time we saw fruity patterns so popular was back in the 1950s. Fruity in moderation is the key to wearing these prints. Here's a good rule of thumb - if it looks good on a 5 or 6 year old then it's not for a grown women.
If you're in your 20s-30s you can choose one item that is a big and bold fruit to make your outfit standout. Don't get carried away. One will make a statement.
If your in your 40s fruity sweetness can quickly sour. Avoid big and bold, rather opting for mini fruit motifs. Small delicate non overpowering fruit is the key here.
If your 50+ then no more than a hint of fruit is for you. How about a cherry tote bag or a pineapple brooch pinned to your blouse, or some strawberries on your flip flops. Remember light is much tastier!
This season has a wonderful mix of cuts and styles, from tunics to fitted blouses, to convertible halter dresses. There are choices for all ages, shapes, and sizes. You'll find fruity prints from head to toe, so enjoy and wear what feels right and looks good. Remember to you can always accessorize with fruity jewelry, belts, and shoes. Make your fashion statement!
Sher from Estate Jewelry International has been serving customers for over 20 years, providing fashion, jewelry,and wedding help. Please visit us at http://www.estatejewelryinternational.com/
